Paycheck Tax Estimator
Estimate your federal take-home pay after income tax and FICA (Social Security and Medicare). This is a planning estimate, not tax advice. State and local taxes are not included.
Uses 2025 federal brackets and standard deduction. FICA: 6.2% Social Security (up to the wage base) and 1.45% Medicare. Estimates only.
Frequently asked questions
What taxes does this include?
Federal income tax using the standard deduction, plus Social Security and Medicare (FICA). It does not include state or local income taxes, which vary widely.
Why is my real paycheck different?
Employers use IRS withholding tables and your W-4 elections, and your state may add its own tax. This tool gives a clean federal estimate for planning.
Are pre-tax deductions counted?
Yes. Pre-tax contributions like a traditional 401(k) reduce your taxable income before federal income tax is calculated.